We are currently living on my husbands income (firefighter) since our kids were born (almost 3 and almost 1) without extra money to save each month.

I was born and raised in AC and currently have an investment property in AC (commercial and MF) and a local broker in the area.

Take a long vacation, I "retired" at 45 after working 60+ hours a week for years helping to build an internet company,,I came out of it with enough cash (I thought) to last a lifetime,,however one thing you will find is it cost more to "retire" than to work.My daughter was born the same year I retired and i spent most of the next 10 years enjoying watching her grow up,,,but I knew I needed, mentally, to be back building a business of some kind.You have a great base with the $4,500 and have put yourself in a great position for your age,,but besides money, you will miss the 'thrill' of the "hunt",,Take some time off, figure a new goal (maybe a month long vacation to an exotic place with your family when you hit $7,500 a month in cash flow), and keep it going!!!

Great, young couple with an infant.

@Gina Russoniello TiwariHello Gina, I grew up in Italy, I was born in Calabria and moved up north when I was a teenager.

There's a sucker born every minute.

The market is flooded here but I was born in Pensacola and have been considering trying to enter the flip/ BRRR market option in north/ central Fl.

Usually, Asian investor, typically mainland born/ancestry, they could thrive in this environment, where 100k USD transaction is just passing with just a "trust" once you know somebody.

Inflation=5%3. mortgage rate = 6%In 2023 fresh new formula is required LOL This is now probably flying over the head's of several persons, and that's A-OK for those, nobody is born with knowledge of how to ride a bike, or about all the intricacies on math of investment capital. 

It creates a family legacy, and tips the playing field for any scions of the family who might be born with various talents that would cost money to develop.