Creating wealth should only be one of the components of overall healthy living and NOT the main objective. 

He looks healthy, tan, and fit - and he's dying.

Currently I have a 90% savings rate and what I consider a healthy amount saved to put towards emergencies.

It's called "The Hands-Off Investor:  An insider's guide to investing in passive real estate syndications"I'll show new and experienced passive investors how to find and screen syndication sponsors and investment opportunities, along with a healthy dose of advanced real estate investment analysis (so that passive investors can spot when sponsors are manipulating projections).The book is written, and now in round two of editing. 

Stay healthy.

The condo has a healthy HOA/Regime and was a conversion in the year 2000.

I'm not at all worried about making payments as I trust in my ability to produce income and I have a relatively healthy savings account for a downpayment of 3-10%.The lenders I have spoken with are saying that without a full 2 years of self-employment and tax returns, there isn't even a chance for traditional homebuyer financing.

However, I recently found out that 3+ units in Portland are subject to commercial building code which can be much more expensive than residential.The pros I see are only one property to finance/develop/maintain/manage and the potential for healthy cash-flow. 

I'm putting around $25K into it (windows, siding, kitchen, bathroom) and should walk away with a healthy profit.  

However, it is absolutely within reach that for someone who started young - say 20-25 years old - they could be "retired" by 40, with a nice healthy chunk of money coming in for the rest of their life.