Combining these with creative strategies (house hacking, live-in flip) will only compound your growth!

@Gaspare Urso sorry this is accounting for 10% combined for all of those.

This is probably a scenario best addressed with some combination of your credit cards, HELOC, private money from folks you've networked with, other stuff like that.

Combine that with the fact that many of them have landlord covered utilities and almost always lawncare/snow removal makes it very hard to justify the purchase.I would love to get into multi family, but if the numbers don't work then I just can't do it.

Combining the 50% rule for all expenses and the "2% rule", you get a 12% cap rate.

Oh, and don't forget the roof, which will likely be more than those three things combined...

That assumes during your Bachelor's you took some combination of stats, accounting or finance.

As you can imagine, combining the discounted gift card idea with 10% coupons leads to HUGE savings.Another idea that I have implemented is to buy a Macy's $500 gift card for say, $350-$380, then go back to Macy's and trade it in for ten (10) $50 gift cards (or 20 $25 gift cards).

I have located a duplex in a transitional neighborhood that is presently rented on both sides, with combined rents of $900/month.Through my credit union, I believe I can get a 2-yr ARM at 3.75% for 30 years.

Doesnt make sense to me then, we might as well just use our own cash.I am hoping to leverage the properties, but since they don't want to lend on them alone, has anyone had luck combining cash with free & clear property to get the collateral up?