SFR are the worse initial cash flow choice without a value add. 

At the same time, I can definitely see in some submarkets in my area where I would ABSOLUTELY do replacement since investing a lot there would likely be beneficial (Midtown/Medical District and anything in historic areas for instance).

Every penny towards our down payment and all estimated rehab costs represents a choice to not eat dinner at a restaurant, not buy our kids the item at the top of their Christmas list, etc.

Learn how to structure a deal, how to make it beneficial for you and the investor. 

I think having an open mind for different asset classes is beneficial.

And simply saying "wipe them down" ignores the fact that there are nationwide shortages on cleaning supplies, disinfectant wipes, hand sanitizer, etc.I can tell you that every single PM is making very difficult choices right now.

I'd double down on confidence and do what you can (as I am) to help them make the wisest choice they can so they have the best chance of success and if you can help them avoid a bad deal - then, of course, do it because we're all in this together.  

While we can do as much as we can, there ultimately will be some onus on the interested party to do their due diligence to ensure the property they are interested in is a good fit and this should be a reminder point.I whole heartedly agree, encourage and believe it is a must to speak to the interested party virtually via WhatsApp, FaceTime, Zoom, Hangouts or some other medium of your choice as part of your application screening process.

Or do you think it would be more beneficial to save that money from your unit into your personal savings?

I gave you the 50% number, so you know that transferring the beneficial interest is the same as transferring the underlying real estate.