I can assure you the underwriter is calculating it correctly because lenders use rental calculators to make it very simple.

I include padding to assure that I maintain positive cash flow after cap ex. 

I have had a rental for two years about to file for the third year in taxes, but before I do that I wanted to ask how I should file.I have a lot of conflicting information in this regard and was hoping some one could clear it up so I can rest assured and get mortgage in the next few months.So basically I have two rentals.  

Account Closed For what it's worth when we bought our house there was a decommissioned cesspool on the property, I had never even heard of a cesspool for house sewage before but am fairly familiar with septic but our realtor assured us is was pretty much a non-issue and that lots of homes in the area had them.

We ARE producing and releasing new episodes every week and our podcast hosting company assures me we are uploading to Google Play properly.

While assuring neighbors that you are dealing with it, you can also let the neighbors know that any illegal activity should be reported to the police.

I got quotes for foundation- 20k, electrical- 14k but my realtor also assured me of the fha appraisal and stated the appraiser would note these issues and we shouldn't try to negotiate again before the appraisal.

I can assure you that you'll always remain a pedestrian unless you take action.

I can assure you lenders look at your character, especially once you get past the conventional loans and into the portfolio loans and if become a big-time investor you will need portfolio loans. 

You should consider listening.I can assure you I can be more stubborn and think I know the right way to do things.