Using "apples to apples" logic, let's use similar expenses and assume the following.

The break even for conventional versus FHA I would say is safely found around 680 - 700 fico since at that level of credit score the mortgage insurance for Conventional starts to become less expensive, however this fluctuates because you should look at the total effective rate between the loan and the mortgage insurance on an apples to apples basis.If FHA is at 3.50% but monthly MI is .85% your effective rate is 4.375% "all in," but the problem is FHA has a Up Front Mortgage Insurance Premium - UFMIP - of  1.75% (points) thats added to your loan as well and this is harder to factor but a good way to put it on par with conventional is to raise the rate to a level where you can payoff the ufmip or absorb it in the rate.

But for whatever reason I can't migrate it to my iPhone.

It's an app you can find on Google Play app store for Android phones (I'm sure it's available on the Apple app store, too) that basically adds a second phone number to your existing cell phone that you can text, talk, and set up a seperate voicemail from.

Seems like it's apples and oranges; still fruit, but with a different taste.:)

Mine does it too, I have an iPhone.

There were one or two bad apple Broker/Owners who I wouldn't send anyone to.

As a dabbler in programming and scripting for efficiencies at my 9-5, I started using a SDK called Pythonista on my iPhone.

Moment: “Moment is an iOS app that automatically tracks how much you use your iPhone and iPad each day.”Hope that helps! 

Like all groups, there are a few bad apples that give the rest a bad name.There are plenty of legitimate wholesalers out there who are honest, do a great job, and jump through endless hoops to make sure everyone involved is satisfied with the outcome.