Might see if he has anything to sweeten the pot.

it sounds like the time and money required to finish your education is already mostly spent. if this is true, I'd consider you to be pot committed. in terms of risk vs reward:  if you quit now, you will save some time and money.

Absolutely... the on-demand(s) I install cost less than a high effic tank & works seamlessly in high demand applications & they don't sit there 24/7 cooking themselves to destruction.

MFR.Residential vs. commercial is a different pot of loans.

I submitted my bid, using a buddy’s proof of funds, waived my own commission to sweeten the pot, and got the house!

Also pull together every email or picture you have about other issues (late rent, growing pot, etc) in case it's needed in court.

Do you do their laundry and cook for them too?

Still you are going to have to include costs for furnishings, linens, pots and pans, etc in your feasibility analysis.

In my free time I do a ton of mountain hiking, kayaking, reading, flipping, cooking and traveling.  

They should have shown the gov-mint stealing from those on a fixed income by cooking the inflation books.