Full service cost segregation services with experience in Bonus depreciation.

I previously used a $291,555 VA loan to purchase my current home, which wiped out $36,000 basic entitlement, but not bonus entitlement. 

I think that "never touching debt," mental philosophy was a strategy to grow equity in properties but times are different right now given the inflation and money you can recooperate back today through lower payments (a recast, IE the topic for this thread) or tax advantages through a huge cost segregation/bonus depreciation is much more valuable than money tomorrow.

Just like in beating a casino, the law of large numbers should allow me to thrive.

While I don't feel it's wise to count on appreciation, it is often the extra bonus that makes multi-family investments very lucrative.3.

So after hearing the Tom Wheelwright episode about Bonus Depreciation and Cost Segregation, my wheels were spinning.

For anyone who has done property development before, would love any words of wisdom - bonus points if it's from Texas experience!

"Broker"This is mostly just a bonus misnomer for mortgage industry professionals, but its important to understand that there are multiple types of brokers with vastly different role in real estate transactions.Important to differentiate a "mortgage broker" (an intermediary between borrowers and lenders for loans) and a "real estate broker" (an intermediary for buyers and sellers of actual real estate properties).

Maybe a bonus benefit was seeing people's faces when I told them that my day job was being a CPA!

The bonus was it's on a double lot, so if the first property performs well then a second could be built without buying more land.