123 E Main St is in a B area and worth $100,000.

Quote from @Scott E.: I struggled with the same identity crisis when I worked in Corporate America.

Johnathan - thank you for the  outline and posts --Using a VA  loan is this a good move move as this will be  the only option that allows  zero down  payment --A  future future loan application for a new  primary home will likely be  affected  ...depending on  when you  buy the next property - any lender  will likely use your  schedule E  from tax returns to determine the  negative or  positive  rental income  you  will use for  qualifying purposes  ....also if you move out of one of the  4 units , you will  have  some additional income from this  unit that may be  counted - what are the  projected  rental income per unit  you are using in your estimations  ?

ALWAYS have a plan b and plan c and I always have a plan d and e... and make sure non of your plans are to file for bankruptcy lol. 

Some of the information they will require is; company revenue, length of time in real estate, experience with REO's, copies of E & O insurance, copies of licenses, etc etc etc.

After all, speculation is a huge driving force for pricing even if the fundamentals have yet to fully emerge.

When something does not feel right, and fundamentals are out the window, I stay far away.  

All the industry fundamentals point to lower mortgage rates on the horizon.

Building experience upon experience makes a huge difference and will help you be a better leader when you have fundamental knowledge, combined with a humble willingness to know what your strengths and weaknesses are.

@Jeremy Roll I was just discussing this topic with @Josh E.