They may vary in some respects from one lender to another and depending on other factors they can vary from a policy with compensating factors so long as they stay within the rails of accepted practice.So, it's important to interview your lender and ask questions.

Probably won't be solved by adverse possession but might be resolved with either a prescriptive easement or a 'license' for which you pay some nominal fee as the licensee to the property owner.Laws vary by state and can be complicated and expensive to resolve.

But a couple months for a safety net of $50k is a tradeoff I can make for the beach...even though with the insane snow and -40 degree temps we have had lately up here, I sure am ready for it!

You may want to exhibit some degree of insight.

you buy a property for $50,000 keep it 20 years and sell for $200,000, but to replace it with an identical house you have to spend the entire $200,000, what have you gained.Capital gains taxes to some degree as now structured is a tax on inflation which the investor had no control over, and a devaluation of the dollar purchasing power due to inflation..

I haven't met any renters so far (in my houses price range) with good credit.What you might have to accept in a lower income area vs a higher end rental will vary.

I see a high of 18 degrees next week.

I have a degree in finance.

And, you've decided that someone, who has no law degree, no compliance experience and has dealt in RE/dealing in mobile home deals for 11 years is is an expert to advise you in federal law and financial compliance.

Hi Mark,By posting you have that cash you will get hit up by everyone under the sun.You will also be told 100 different ways to invest the money by people that each look at things differently depending on how they invest and their areas of specialty.For instance I might like and recommend certain things and others might totally disagree and like something else.Typically in your situation I would recommend discussing over the phone with different individuals in varying aspects of real estate.People call me all the time and I am happy to talk about retail or large multifamily, triple net leasing, etc.So learn the ins and outs of varying type of investments and then look at possible ways you can invest.