Hello Brandon Sisco, finding the best lender for a 90% loan-to-value (LTV) mortgage based on bank statements can be challenging, as these loans are often geared towards self-employed borrowers who might not have traditional income documentation. 

I recommend checking with an investor-friendly lender that you won't issues with obtaining a loan on your 3rd and 4th purchase because your DTI (debt-to-income) ratio may become too high. 

Here’s the scoop on the property:Property Details:Built in 2021: Modern and low-maintenance.4 Bedrooms (Convertible to 5): Flexible layout.2 Bathrooms: Great for families or multiple tenants.Turnkey Rental or Primary Home: Ready for investors or as a family home.Location: Just 10 minutes from the University of Riverside.Vacant: Ready to move in right awayMortgage: VA loan @2.5 percent interest rateWhat I’m Looking For:Realtor Recommendations: I need a realtor who knows their stuff with creative financing—seller financing, lease-to-own, etc.

Hi all,My husband and I easily qualify for a conventional loan.

Hi JohnYes, that's what I'm thinking- was hoping there might be a way to tap the equity in the church with a renovation loan, but not having much luck there. 12 percent is pretty well exactly what I'm looking at- debating whether less risky to just cash flow it slowly over time?

Laddering a few loans into many using hypothecation is another, but this takes enough money to make the first few loans.

I asked him why, and he said after many days of review, he determined that after all the fees related to the new construction loan were factored in, the true return was less than the advertised pro-forma.  

My parents are looking to do a 1031 but they can’t qualify for a loan (the older property would only cover 60% of the new property) by themselves anymore so I’d like to do the loan under my name. 

Even with conventional loans, unless you've been self-employed less than two years or don't report your income, it's the same as someone with W-2 employment We lenders just cash-flow you differently.

Unless you're using an online application program, have every applicant submit application in writing.