There is no pre payment penalty.

That being said, I want to waste no time in figuring out what the next best move would be, especially as someone who's interested in the buy-and-hold strategy and in managing my own properties (at least in the beginning). 

No realtors are involved yet.  

there's no better way to get started.  

Some agents will absolutely return that value and more....and others will come no where close.  

I'm contemplating if it would be better off in the future to have all long term units or if there's no cost difference for types of rentals. 

Some say it’s possible to implement this strategy in Germany, while others claim you can't, due to regulations preventing the sale of mortgaged property before 10 years.There's a lot of confusion and misinformation, and no one seems to have solid information.This strategy is well-documented in the USA, with numerous videos on YouTube.

In this situation would you go through the process potentially opening up the risk of 7-12 months no income if they start to be difficult through the evection process?

It not as easy as buying property off the multilist, and there is usually no property disclosure, no warranties, and you're buying the property AS-IS, so it smore risky that MLS and buying with an agent, disclosure and warranties.David KrulacBigger Pockets Podcast #82 

It is no surprise that the Prez appoints the Fed Chair.I'll take a wild guess that by July 2024, we'll see 5.5% loans again.