I know crazy things happen like job loss, medical issues, etc.   

I have a 3/1 near USC Keck medical center.

At the same time, the neighborhood was near two major universities and central to 3 major hospitals so that we could tap into multiple short term rental markets ranging from tourists to traveling medical professionals to student housing. 

I think what's making it a hard pill for me to swallow, is that every investor that I've spoken to has said that for a SFH investment loan, we should be able to get a 15% down payment.

My passion is to spend time with my family and to travel the world with my fiance while providing our specialized medical services to the less fortunate.I look forward to being a part of this community and hope to build some lasting relationships!

When we run across a low score, we put it in some sort of context like student loan debt or medical debt.

About 7-8 years ago I was looking at a house in that area and I called a cousin of mine who was a fireman/medic for Tarrent city.

Sacramento is in the middle of building or expanding a handful of hospitals and medical school campus’ employing something like 4500 new doctors.  

I'm not familiar with your market but a great way to determine the travel nurse (and other medical professional) demand in your area is to look up travel nurse positions on Indeed.

I reside in Fredericksburg, which is both a college town and has an extensive medical system connected to the college.