I contacted the city and they are telling me it's "been too long" since they plastered the wall on their side (2018) so it's basically not their problem.

Speaking of junk, doing my research tonight saw a 1/4 acre lot for sale.....except that it is 25' wide and 407' long. 

They are all long term rentals with property management set up.

If your property’s value has increased or you’ve built up equity, that could also help improve your terms.

Tenant can be month to month or has lease coming to end of term shortly.   

The seller of the land is flexible with the raw land financing terms.

Hey Bans,  the ARM seems like a great option for the increased cash flow in the short term and interest savings for the 5 year period.

Apologies for how long it is 😂Background - I have put a back up offer which looks like it will be accepted when the current buyer doesn’t meet the negotiated timeline  to close on a deal which was 2 small single family’s 2bd / 1bth recently fully renovated being sold together on a parcel.

It's always the new ones that shop you to death and are asking for unrealistic terms. 

I've successfully used LOCs for investing.