@Bryan QuinnId bump It up to 900 as soon as you legally can ..

I do however have the experience (25+ years) in design, architecture and construction AND i have over 500K in equity in my home (which is a 2 family)I would like to pull some money out of the home / borrow against the equity but again the banks will be concerned with the debt ratio’s. 

Hopefully it doesn't escalate to a legal battle...Best of luck. 

I am not sure of all the legal ins and outs and why I would want to pay twice as much for insurance.

It can take a little finesse, as some people have CPA's or Lawyers as the designated agent, but tax bills, etc, etc, can be little gold nuggets, and most people aren't as smart as they think about hiding themselves with LLC paperwork/corporations.  

Equitable title is cool concept.For me it's not enough I want Legal title. 

You've got no legal right to change those locks.

When you subtract the option fee from the predetermined sale price, that's acting as a down payment and could affect the legalities of the deal.

I would appreciate for anyone to help me getting started to wholesaling in real estate when i hit 18 in january i look foward starting a carrer in real estate for my future but i need help to get prepared i got the basic of real estate of wholesaling but i need to know all the legal aspects of wholesaling of doing it safe and compliance with the law☺

My questions are: 1) how many roommates am I allowed to have legally?