Why is it better to come across a seller with a lot of equity vs. little equity in there home while executing a direct marketing campaign?

The reality is real estate is at an all time high and incredibly risky to get into at this point.

Find a motivated seller!

Start hustling and find a motivated seller willing to sell to you on a 0% down lease-option or land contract.

In both cases, syndication would be needed with a securities attorney.Here is the list of promissory notes recognized by the Supreme Court as NOT being securities is a compilation of nearly random examples:Notes delivered in consumer financing.Notes secured by a mortgage on a home.Short-term notes secured by a lien on a small business or some of its assets.Notes evidencing a “character” loan to a bank customer.Short-term notes secured by an assignment of accounts receivable.Notes that formalize an open-account indebtedness incurred in the ordinary course of business.Notes given in connection with loans by a commercial bank to a business for current operations.And the determining factors for how a court will judge it to be a security or not are :Whether the borrower’s motivation is to raise money for general business use, and whether the lender’s motivation is to make a profit, including interest.Whether the borrower’s plan of distribution of the note(s) resembles the plan of distribution of a security.Whether the investing public reasonably expects that the note is a security.Whether there is a regulatory scheme that protects the investor other than the securities laws (e.g., notes subject to certain banking regulations).Again, consult an attorney.

As for my lender, She was incredible.

Similarly, our lender Morris Hall was incredible with opening doors for us and accepting university stipends.

There is incredibly low inventory in my area (as is with the rest of the country) and bidding wars are happening here too.

I think the sellers are mad motivated and would take a lower offer.

Just because prices have been souring does not mean that you can't find a motivated seller to give you a deal on a project that they want to sell, for whatever reason.