I suspect you work through a lot of access issues  or property wont perk  or property were they punched a few dry holes into the ground and no water etc etc. 

It sounds like you need to start hiring out things like accounting and property management to truly grow without running yourself dry.

Results matter  when I started at 18  I still had long hair from high school LOL.. 

The following items are covered under building coverage as long as they are connected to a power source and/or installed in their functioning location:Sump pumpsWell water tanks and pumps, cisterns and the water in themOil tanks and the oil in them, natural gas tanks and the gas in themPumps and/or tanks used in conjunction with solar energyFurnaces, hot water heaters, air conditioners and heat pumpsElectrical junction and circuit breaker boxes and required utility connectionsFoundation elementsStairways, staircases, elevators and dumbwaitersUnpainted dry wall and ceilings, including fiberglass insulationCleanupThe following items are covered under contents coverage:Clothes washers and dryersFood freezers and the food in themFlood insurance does not cover basement improvements or items not necessary to make the home safe, sanitary and functional -- such as carpeting, finished walls, paint, floors, ceilings, furniture or personal belongings that may be kept in the basement.

I am sharing this as I think its time to keep some powder dry.

Insurance isn't cut and dry either. 

Honestly, this shouldn't be landlords problem but I'm disgusted that they are leaving you high and dry with no help.

Roof, plumbing, dry rot, HVAC all need inspection.

Differentiating increases in premiums between and investment property and a primary residence with a tenant in it seems like a trivial disparity for an insurance provider to ring you dry in the name of pet damage. 

Second incident was his guest getting into it over the washer and dry which is free to wash.