So does fix-and-flip, fix-and-hold, and buying at market rate off the MLS, syndications, and all the other potential real estate options out there.It's the same reason that in the mutual find market there are emerging market funds that historically offer double digit returns all the way down to bond funds that offer low single digit returns on investment.It's also why some people are heavily into Class D rentals while others would never leave Class B properties.  

I wouldn't say you don't have enough money especially if willing to live in the house but would recomend you at the very least have a credit card in case an emergency repair is needed while you save up for a reserve account. 

Hi All, I am looking to buy a property in Houston Medical Center area (or commutable distance of 20 mins) where I can live for the next one year, and then rent it out.

We like the emerging gig-work style of vacation rentals.

Used my saved money aka emergency fund How did you add value to the deal?

.- Padding for Rehab costs over-runs and emergencies.

Investment Info:

Single-family residence fix & flip investment.

Purchase price: $136,500

Cash invested: $30,000

Sale price: $195,000

This house took us a while to finish up and as a first dea...

By then I will have $10,000 stashed in an emergency fund, and $12,500 to go towards a down payment with the rest going towards furniture and household supplies, and also to cushion the emergency fund. 

A good amount of medical collections from the past.

When I was last there, the Allentown/Elmwood area was starting to develop quite a bit, they were developing downtown a ton, and the Tesla factory and UB medical campus wasn't a thing yet.