If the lender is a large bank, the property will likely have to hit the MLS, but just arrange with the listing agent that it goes pending immediately and your offer is submitted to the bank.

Karen has hit the nail on the head for you.

There are times that we do take out loans for larger projects or bring in partners for projects, but even then do our best to keep it under 10%.I see some big changes that will be coming after the next election and I don't want to hit bottom.Our current president got voted for by some because they would get a free cell phone, they would no longer have to pay for gas, they would get free health care, and so on.

Think about it...8 years of input from people would be wasted if there was not an efficient way to recall old posts.

It's when Aunt Gertrude, the Axe Murderer, hits the news that you really have a problem.

It takes a lot of hits to make a home run...

Also, my experience as an investor is that, even after a larger deductible, I have the resources and experience to get repairs done more efficiently than the typical homeowner which mitigates the impact of the larger deductible somewhat and makes the up front premium savings more attractive.Regarding personal property, things like kitchen cabinets and the HVAC system should be covered by your dwelling policy.

Once you hit a deal, things start to snowball.

I find myself just asking for the key code so i can view properties on my own time and leave them out of doing nothing more than opening a door for me.I have met very few realtors that are really good and there value comes form a vast knoweldge of a market or area as well as really good contacts or access to potential deals before they hit the market. these people are very hard to find.

And if sh** hits the fan with your venture, you've got a solid base of skills plus a degree to fall back on while you put your life back together for a second attempt.