Most banks will count the full rent because of the 3 year contract. 

@Russell Brazil@Aaron TaylorJust to do a contrast with my own properties, I wanted to check out a 20 year history using the same calculator.Here is what I got:Time Period: July 1999 to July 2019DJIA Return: 143.59%Annualized DJIA Return: 4.552%Total DJIA Return (Dividends Reinvested): 289.536%Annualized DJIA Return (Dividends Reinvested: 7.035%For the property I mentioned above, JUST in Appreciation, I am at a 19.33%The numbers for the IRR calculation is as follows:Year 1999 ---> -28,000Year 2000 to 2018 ---> ZEROYear 2019 ---> 960,000-------------------------------The IRR will be 19.33%If I take into account $40k in renovations in Year 1999, but then counted the Cash Flows (the dividends), the IRR then becomes somewhere around 18%.

They'll all promise two weeks but focus on the timeline, the process for inspection and appraisal, and ask them when they actually start counting days--the onboarding process.

And that is not even counting the 50/50 split money from deals done by students after they pay upwards of $20,000 for "Mentoring."

Signs and symptoms in adults may include: High blood pressureAbdominal painConstipationJoint painsMuscle painDeclines in mental functioningPain, numbness or tingling of the extremitiesHeadacheMemory lossMood disordersReduced sperm count, abnormal spermMiscarriage or premature birth in pregnant womenGood luck, Cameron, if you decide to buy the property.

I pay $300 annual renewal, so count yourself lucky!

Do we have to just accept the negative and count on appreciation?

California would much rather you stick to your W2 job, your 401K, to count on social security and the safety net.

BUT, whatever is left over is added and counted as normal income and I'm in the highest tax bracket; that sucks!

Refund it immediately, and count your lucky stars.Might seem unfair, but those notification requirements exist for a reason.