Yes the inventory is much lower than the City, but there are 2-4 unit properties to be had, and with good numbers.

you have someone with very little means borrowing your 5k Em ( which is a rare EM in most markets) and even if they get it back chances are you not going to get them to pay U a dime of interest they will just go to the next gater lender.

Time is money.. longer the note period is to payoff the less your going to get for the note. 

What is the experience of the group at performing this sort of development?  

If there is "still contamination" at any level, I would be concerned about that and pass on the deal no matter what.

According to the AI checkers, this was likely written by AI.

Welcome to the site.

I'm giving a reverse example, as in I will show how my credit score dropped 59 points in one month because I forgot to do my "trick".The trick is to pay off your entire balance the day of your "statement closing date". 

welcome @Cam Caraher and congrats on joining BP, this place is the start for many, sure was for me longer ago than I care to admit.I'm not personally in your market, although was born in dorchester and grew up in NH, but this is a great place to meet locals.If you have not already a great starting point is the Meetups posted here, just search for your area and see if any meetups are happening. 

I put a listing together and just said I was in the process of filling the unit.