What is the average cost of the inspection being done by inspector or contractor?

The seller is considering listing the house at $190k, which I believe to be above market average price for the state the house is in. 

One valuable lesson I've learned through out my negotiations so far is that I can expect anyone/everyone involved to attempt some variation of this, but that it's not productive to get angry at them for it. 

If you intend on keeping it as a single family then the answer to your question lies in simple math.The zip which you provided leads me to believe that the house in question is in the Outer Sunset where in the past 180 days we have seen an average of $909.71/sqft.

In fact Fanniemae has up to 80% LTV product.

I've been looking in NW and my only problem is they are about to build a few hundred houses and I don't want it to get over saturated.I was thinking downtown, because in some areas there are cheaper houses (under 50k) but it seems like the average rent there is already so low.

Question 1#Is it ok to factor in the properties average tax return towards income?

It has nothing to do with loan products.

For instance, they are underwater or the home value is too high.You can look at the demographics of specific "carrier routes" (CRRT) within a zip code to pick the ones that have the highest rate of homeownership and desirable average price range.

Hello world!OK, so you've found a house and there's the beautiful and highly sought-after "HARDWOODS UNDER CARPET"!!!!!What are you paying to get them re-finished?  How are the companies quoting you? Per square foot? ...