And I can understand some of the value that a wholesaler brings to the table.

At the closing table we were asked to sign a form that was $8700 less than what we expected.

This home is really custom with high end unique features like incredible 40 ft vaulted ceilings, sky light windows, custom mosaic travertine floors, archways, radiant heat in the floors, lots of land right against the mountain with incredible views, orchard, and over 3000 sq ft in main and 2nd floor living (not including basement sq ft).

My friend @Alex Franks says, even if you have to setup table or get water glasses or whatever, just be present with as many people as possible.  

I like outdoor activities, but of course all the mountainous cities are way out of my price range.

Over 10 million people visit the Smoky Mountain National Park each year and a lot of them will walk this main street.Competition: Three public parking lots in between my land and the main street.  

If the appraisal does not come in at your offer price, then either the seller lowers the price to appraisal value or you walk ... and yes you absolutely should walk if this happens ... under no circumstances should you bring extra cash to the table to cover the difference between appraisal and offer price.

I was simply seeing if I could bring something to the table with an FHA.

He brings no cash or labor to the table.

The title company wants to know the payoff amount which is easy enough to see with the loan amortization table.