like what most people don't get about the AI is that, currently, in 2024, the AI will become a sudden giant because there's world war three among data centre elephant and data modeler : microsoft vs google vs meta vs amazon, they are the one that's buying thousand of nvidia gpu with the hop one day that one small company or startup can replace the incumbent like google , pfizer All their purchase makes every single nvidia employee can buy a house in santa clara county easily lol. it would impact REI by a lot later on as employment and employability or group of persons would change.

Personally it all seems to equal out in the end.Our cleaner charges a flat rate no matter how long the stay or number of guests.

If and when available for my personal properties or buyer client's in Oregon, seller financing has been the way to go.

As that will at least help folks that you reach out to know that you are a real person, with a picture and professional bio.

I really would like to keep as much personal cash as I can at the moment because I am expecting some very big life changes this summer which will take a good chunk of my income.

This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return. 5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space. 6) this is related to number 1, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

With respect to the other market cycles this is what I would personally do to exploit the upcoming market cycle:Recession: Network and Educate!

@Michael MoikehaHere is a list of lenders who specifically specialize in non-recourse financing for retirement accounts:https://www.biggerpockets.com/member-blogs/2810/50272-list-of-non-recourse-lenders-for-self-directged-ira-and-401kI personally have a loan with NASB, good experience. 

I didn't run numbers - but I personally don't like it.

Starting in REI can already be a little nerve racking, so I recommend doing your first deal on the easiest mode you can to build your confidence and build your skill set.If I had to do it all over again, I'd buy a personal home with 3-5% down then repeat every 12-18 months.