You definitely don't need to be a millionaire to get started, you just have to get creative :) I was speaking to a lady today who owns a $450k home, has $250+ in equity and $100k in cash and thinks she doesn't have enough to get started.

Unless you 1031 into cash flow markets before a crash, and then have tons of cash to deploy when there is a down turn in equity markets.

Some have more than $1 million in equity while others have less.4.

Does anyone have experience raising money for down payments where lenders participate in equity upside as opposed to charging interest like a traditional lender?

After you get a new job, why not get a 30 year mortgage at all time low interest rates like 4% and pull out like $1000000 in equity tax free?

House #1 - 71k in Equity. 2 years lived in, rented in Sept this year @ 16 month lease. 31k Heloc on it.House #2 - 64k in Equity.

and for first year it cost you $2,400, the second year $700, and the 3rd year you pocketed $1,500, AND you had $117k in equity, how would you say that did?

For example, you’re all in at $100K and the appraisal comes in at $100K then you got $25K in equity stuck in the deal (which would be like buying with 25% down).

This will be applicable next year: Exception: Income tax withheld by an employer from an employee's wages or salary is treated as paid in equal amounts on each of the four installment due dates unless the individual establishes the dates on which the amounts were actually withheld.

Some have more than $1 million in equity while others have less.4.