Current debt holder.

At the end of the Final Judgement there is a notice in bold and underlined print that says "If the property is sold at public auction there may be additional money from the sale after payment of persons who are entitled to be paid from the sale proceeds pursuant to this final judgement"A third party bidder was awarded the auction but doesn't the mortgage holder have first rights to this property?

@Andrew Johnson, are you yourself a buy and holder?

The state of Illinois has a statute that some people interpret as requiring a license for note holders.

The play for you as the note holder is to get all your cash out so eventually, even if it’s 5+ years you will have infinite ROI for the remaining life of the loan?

If they're legal residents aka 'green card holders', you can find them by the SSN if they choose to skip.

I am am a buy and holder, too.

So long as there is enough equity position for a safety cushion, even the second lien holder is safe.

We contact the homeowner, let them know we are now the mortgage holder.

(mostly movie companies, military, fire departments, etc. are the only current holders of COA's) 2.