@Akash Agrawal In a real estate general partnership, all partners can be on the deed while only one partner holds the mortgage.

The good news?

The money isn't the problem.

If it's rented I would ask if the tenants are current. 

These days I rarely get all the capital back so I have to come out of pocket a little, but I’m still much better off than just putting 20-25% down on a property.

It's the least riskiest way to own income property in my opinion. 

Glad to have you on the forum, Tyler! 

I believe in SLC, they are still requiring the owner to live in the main house (meaning you don't have to be there, but you can't rent it) for you to use the ADU for anything else.

It's important to understand the difference, and I'd recommend sticking with the REIT with depreciation advantages.The Tax Cut and Jobs Act (TCJA) includes a 199A deduction and applies to certain income from pass-through entities (including REIT dividends) and allows individuals to take the 20% deduction against REIT dividend distributions that yields an effective tax rate of 29.6% or 37% (80% for upper bracket filers).

The C.A.R. form to get the seller's written consent is the Assignment of Agreement Addendum (AOAA) form.