Feel free to jump in the community here and also take advantage of the treasure of knowledge here.

I called the treasurer and they told me that the $250 list wasn't much different than the list you get for registering.

It's helped pay for, without a deductible on my primary insurance: -A new King Bed after guests broke the other bed when they showed up and most likely jumped on it-A new Queen Bed  and Box Spring after similar situation in the upstairs bedroom-A new Dining Table after guests left a bunch of super hot pots/pans on it and bleached the wood-Repaired door frame after a guest must have broken the front door-A new sleeper sofa after guests bent the pull out metal hinge to the point where it would no longer retract into the sofa. 

Feel free to jump in the community here and also take advantage of the treasure of knowledge here.

The "mold" looks like it is more likely dirt and dust coming out of the register when the air is on, and due to the humidity in FL sometimes you'll get condensation on the metal register(metal gets and stays colder than everything else and small amnts of condensation form) and then the dust sticks to it.

Feel free to jump in the community here and also take advantage of the treasure of knowledge here.

I have been a metal fabricator for 10 years. 

Always good seeing other CT investors on the forums.As you zero in on which investing strategy fits you best you will find a treasure trove of info here on the forums which I am sure you are finding out.

I have added overhangs and new metal roofs to both. 

Metal R panel roofs are in the 550-650 range.