I guess the only thing I was worried about was coming across as a tire kicker or somebody who was just going to waste their time.

But it otherwise meets your criteria.I'm guessing the "gap funders" you've discussed are more of what I would call "money partners".

From the little you've said, I'd guess $35psf, but it could be $25psf or $50psf.

The house I would guess the value of the house to be in the $275k-300K range.

I guess it is the familiarity of SF that keeps me there.

I guess it is corroded and thus the hole.

It will take time and money to trade to two, but I'm thinking maybe if they are in good condition and I get a warranty on them, I might could do a little better financially and well, the fact that I don't have an HOA to help me, I guess that's just something to deal with.

As you might be able to guess, you're dealing with a newbie here.

Guess what – these guys are dead!

You didn't mention what year the home is but based on your description and that similar homes sell for $7k, I'm guessing it's a late 70s or early 80s.