You don't know who the appraiser was or if they were "truly" independent.

They would be separate, but identical contracts that work independent of each other.Is this legal and if so has anyone done something similar?

There's a whole heap of independent title companies I work with in the same manner. 

In fact, if you go by MSA (Metropolitan Statistical Area - generally a better indicator of population size and growth), Columbus is smaller than Cincinnati: https://en.wikipedia.org/wiki/...Columbus is still a great market and the population is growing, but data can be misleading!

Then again, I have zero statistics to back up any of what I just said!

We are a part of NARPM (National Association of Residential Property Managers) and the statistics that came out in 2019 showed over 60% of individuals looking to rent  have a pet of some kind.

A commercial umbrella does not need to have an underlying auto insurance limits.However, depending on the company that does your current policies, you may be able to get $2M per occurrence on each policy which would certainly give you extra protection.As far as companies go, I can't make an exact recommendation without knowing more but, I always suggest going to an Independent Broker/Agent.

Considering the fact that finding a reputable independent wholesaler is a tall order was curious if people have ever found a good deal using an agent through these wholesale companies? 

A good site for income data is justicemap.orgCity Data is another go to for various metricsTrulia has some pretty good crime data.Some other sites are US Department of Labor, US Bureau of Labor Statistics and Department of Numbers. 

Each transaction must fully fund independent of each other and funds from party “C” cannot be used to close the A-B transaction.