Look up your states foreclosure laws online and find out.

The Agents that I have contacted, tell you to go to their website fill out an online application, pay the application fees online… etc.

Use a 80/10/10 loan (ideal option) - My mortgage lender says that this is not doable for multiunit but i have read online that it is possible for 2 unit properties but not 3-4.

>>Insert Shameless Plug Here<<I spent hours online, making phone calls, swapping emails and if I just would have started here.....the agents that are in your market that are on BiggerPockets already know that you/we are investors so you've already got that out of the way. 

The best online RE resource in my opinion.  

You can go online and set up any corporation yourself for a couple hundred bucks if you feel like you're savvy enough to navigate the process and understand the process. 

I can spot a "little old lady" house pretty easily by the pics online.  

Usually when you call an office and ask for someone, then will give your info to the next on line - which is not always the best person to work with. 

I use google maps and many other tools provided online to view and learn about the property. 

However, if you filled out an online request for a quote or pre-approval with your bank, they would make a soft inquiry that results in no harm to your credit.Adam