Lean on your local investor network for support, and don't hesitate to seek legal counsel if needed for insurance disputes or liabilities.I hope this helps provide a starting point for dealing with this challenging situation.

All of those things, unfortunately, increase during a recession, providing a safer base case for self-storage than some other assets.

To elaborate, there are statutes and administrative regulations (found in Fannie/Freddie guidelines) that provide a laundry list of exemptions from them calling the loan due to a transfer in title (EG divorce, death, inheritance, asset protection/estate planning).It sounds like they misunderstood your question as you asking that you wanted to transfer the loan, which you've obviously clarified on here. 

Patience and precision in your pricing strategy will pay off.Active inventory has increased by a substantial 37.75%, providing more choices for buyers.

At the end of the day, the proforma has a challenge in providing quantitative analysis in terms of possible costs.  

At this point you just want quality conversations to happen, just like with direct mail, it's a follow-up game.I don't think your expectations are unrealistic when it comes to having your VA sound less robotic, they conversion numbers aren't that bad, they need feedback to get better and sounds like you're providing that.

., and obtain “better” result4.

there are a couple different lenders that our company is partnered with that can do them. they will not provide the full amount that could be taken out like a primary, but they are out there. 

You could have a property purchased and renovated by then or even a small condo/townhome to get a head start providing the HOA was reasonable.

You are able to obtain no income no doc ground up construction financing .