This is allowable under zoning and the local government has stated that my plans are fine. 

Leases are governed by state law and you need a lease that is specific to your state.  

I have recently heard about two programs that say that they can provided me a decent start to real estate investing by offering me access to their learning platforms and potential investors that will allow me to invest with very little or no money of my own.

My background is finance and I am a bank regulator for the government, so I have much to offer. 

There are now many "private" flood insurance companies competing with the Government run NFIP.

Anyways - I’m in kind of weird spot, as I just finished a low Income housing program that helped me save $ for a down payment on a home in NY.

I I have some excel and programming skills while I also have spent some time analyzing processes.

However most contract have a default clause which governs how a breach or contract is typically handled.

Hope these ideas were helpful ---- CharlieI do have a replacement property in Baltimore - it is a cash cow with a government lease on part of the 3 acres with 250 parking spaces, a lounge and a banquet hall that is rented for weekly affairs.

You may start with Caliber home loans they are located in Chesapeake, Virginia Beach ,and Hampton scroll down the drop down menu for loans and programs you will come across Portfolio loans