Your $400 set up fee seems low for all you've listed. 

But everything I've read says you can't actually get a HELOC on a rental property in Texas.We're also not really interested in refinancing the Texas home - as we've got a 2.5% rate on it and any refinance at current rents would turn it into a cash-flow negative asset.Anyway - we think if we moved some other investments around we might be able to find the $137K to pay off the loan outright - owning the land. 

Currently own a home with approximately $100k in equity.

Do you have recommendations for low cost options to post a 10 day notice on the property? 

Can it be bought at Home Depot or Lowes?

With a new owner you could -- if you talked to anyone intelligent at Solar Mosaic -- have the current UCC released and then refiled after closing.

My loan application was denied because my salary from my full-time job is too low.

I hope you able to solve your current issue with the property and decide what and or which course of action might be best for you and your family.

However, financial freedom isn't just about replacing your current income.

So it's a little tough for me to get a good feel for whether the inventory is just really low, which is why the volume of deals in that segment seems so limited.What do you think?