The security instruments allow no recourse against the individual account holders or the balances of your IRA/401(k) funds.

I was wondering if anyone else has heard of this "Housejerk" that is now being promoted here by a few individuals that I dont consider to be on the up and up.

If you are looking at a conventional loan then it would be 6 months, though individual lenders may have their own overlays that require a longer time.

My wife and I are currently looking to begin our real estate investment adventure but have a bit of an anchor that is blocking the path a little.

Yes they are within blocks of each other.

For what I seeing, the west side is the most popular for student housing, although, the areas are a block by block kind of thing.

These are 5 attached 3 bedroom townhomes and 4 individual SF homes all on 1 acre of land.Please let me know if I am forgetting anything.Rent: $8,875.00Units: 9Maintenance $1,331.25Vacancy $443.75Property Manager $621.25Insurance $484.47Utilities $150 (calculated at 85% recapture on RUBS for water, gas and electric metered separately)Landscaping $300.00Advertising $73.96Ongoing Capital Expenses $887.50Taxes $702.63Purchase Price $385,000.00Rehab $78,100.00Holding Fees $17,750.00 (2 months rehab, some will rent sooner)Closing Costs $3,500.00Cash out of Pocket $484,350.00Additional ideas for extra income:Pet Rent - $10 per month per pet (the property has a huge green space for pets that I may actually fence in as a "dog park")Appliance Rental - $25 per month for w/d, $15 per month for refrigerator (I actually ran across this idea looking for my son an apartment recently)Property also has a big playground that I may remove -- not sure yet.Please let me know if there are other expenses that I am not calculating (hopefully they are small :))

Can this be done with me being an individual and not a sub chapter S or any other entity?

Our kids are adults so several years ago we went as separate corp's & it has worked here in NY SO FAR with $6500 (individual) deductibles ...but (& without getting political) we have been advised by our carrier that the full force of ACA is yet to hit our respective plan(s).

Flipper,Property Shark does not provide coverage in my area.I don't see a title company providing any free services since if the properties were bought at trustee sales, there would be no need for Title company services.I did call around to several title companies and they want to sell two individual reports; Judgments/Liens, and then a loan report.