Flex as in put a temporary wall in the living room to make a second bedroom which is super common in New York City. 

Assuming someone under one of these programs did qualify on credit, are we allowed to deny them because the income is temporary?

There were a bunch of multi-families there and always considered getting one while I was commuting from the Shore.

Many of the move outs might be temporary and as companies and schools reopen by next year, people will have no option but to come back to bay area.

He has several in Gulf Shores. 

Remember, sometimes the best opportunity might be closer to home, or a different type of property might offer better returns.Market Research:Research the most promising areas for short-term rentals in Panama, focusing on locations with high demand for temporary accommodations.Seek out experienced property managers who can handle the daily operations, upkeep, and guest interactions, especially if you’re not based in Panama.Lastly, consider operational aspects like team building, establishing best practices, and ensuring compliance.

Be ready to jack up their rent next time and replace them with a better tenant because then you're using a temporary solution.Honestly though, not all fights are worth fighting.

If it was me, I'd go with the encasing....lesson learned for me.Just in case this isn't clear - if the contractor is saying he can simply remove the bottom row of tile, replace tub and then put a new bottom row back in, that is what I'm referring to - some people will do this, and it may work fine as a temporary fix (like mine has) but it will be much more prone to leaking.

Make positive certain you can qualify for the second part of your plan, you need a preapproved permanent loan Fannie/Freddie/NonQM if you use hard money or a alt-temporary loan.

@Matthew Shores you are a local officer in Atlanta?