This one is a bit more involved and I might make a separate post to get more feedback:Let's say before I purchase any house, I have a combined DTI with my wife of 13% (Assuming gross income is used to calculate DTI).

My name is Hogan Chouinard and I am new to real estate investing, I have been wanting to get involved with real estate for a while because I want to give myself financial freedom in the future by putting in the extra work right now, I want to start a real estate portfolio that I can continue to build on over time for years to come, and I am hoping that I can meet some people on bigger pockets that can help me along the way!

It's called mortgage fraud and is a federal felony. 

Evening from Alaska, My business partner and I are new to real estate investing and trying to get our first deal going in a high-interest rate market.

I like that it's turn-key, cash-flowing, and I will not have to deal with tenants.

Currently, my partner and I are focusing on finding deals for flips.

I live in miami florida now and I moved for larger scale developments here because of the net migration but columbus ohio the economics allow for that. existing inventory has been tougher and at the pricing inc columbus you may as well build new because you can build new less than replacement costs in a lot of the markets downtown. it's about being in adjacent downtown neighborhoods where property values and rents are higher. land values are the biggest driver of how well you can buy land to develop followed by permitted uses or rezoning applications. 

I live in Lewiston and I don't know many investors around here.

shoot me a PM and I will send you a good template I have.  

@Nicholas Nicastro I did a demo with them today, and I think I’m going to go for it!