@Drew Sygit @Gregory Schwartz From this HUD map it is 17 States/DC, and another site says 22 States which may reflect some more recent updates.

Which 3br+ SFH do we think has more room to appreciate?

I'm from Leesburg, and I can tell you—multi-family is a solid choice (piggybacking the previous comments which I agree 💯), especially with that live-in/rent-out, house hack strategy.

@Andrew Katz, if you will be living in your next house hack, you should investigate a conventional loan instead of hard money.

Don’t forget. 2024 rent cap was 8.9% so you may never get “market rent”.

They batch the deposits together and you have to go deep into the program to determine which tenant made the payment, that was deposited into your account.

Hi Gerardo, nice to meet you.

@Fulati PaerhatiRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

Additionally, your brother would inherit your cost basis in the property, which could result in significant capital gains tax if he sells the property later.

Account ClosedAdding your property manager as "additional insured" is standard practice and beneficial for you.