My own realtor said that 2020 was the most lucrative year of her career and that nearly all the people buying houses in Waco are people who are fleeing California, New York, and Oregon, moving to Texas in hopes of living in a free and functional society again.

Quote from @Renee Ward: In a quote for an umbrella policy, when I see it in writing it is labeled a personal umbrella policy with our primary home cars etc. 

You can write it up in the Purchase and Sale Agreement.I would exhaust all options with the seller before going hard or private money.

Once you have a shortlist, sign up for an account with each one and test them extensively to see how they function.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

When you write the lease are you starting it on the 1st of the month and prorating those 7-9 days?

Hi , I pretty much found many of them to be around the same but what I do recommend and what I did was call as many local banks and credit unions as I could and ask them rates , amortization schedule, origination fees, pre payment  penalties , refinance options if rates go down , as many things as you can think of  and write it all down for each one.

I would get rid of that immediately.Second, I would ensure your rules are clear, in writing, attached to the lease, and posted in locations where the occupants can't possibly miss them.

I have no need for the rent collection or tenant screening as this is a function my property manager does for me.

When your tax professional calculates your UDFI tax, you can obtain information from the asset sponsor for potential write-offs.