It’s been a great investment in terms of cash flow and appreciation  thanks!

Is it worth it?

I do a lot of searches for multi-families in Cleveland and Akron so Im looking at the MLS everyday on these and I think you can definitely get better cash flow in Cleveland, especially in the 120k price range. 

Hey @Divine Nasikpo,If you have limited cash or assets, there are still ways to start earning in real estate:Wholesaling: While there are mixed opinions, wholesaling can be done with minimal money.

Even if you get a great deal that is 20% below market, appraisers will typically be anchored by the last sale price and you may be stuck not being able to pull out as much cash as you need to pay off the HELOC.

What matters is it will be WORTH-IT. 

Especially in Dayton, where you'll get that high cash-flow. 

For a land cost of $150k, how would you think about how much the completed home would need to sell for to make that land cost worth it?

To maximize your investment, use financing options like FHA or conventional loans, analyze deals based on cash flow and cap rates, and network with local investors through REI meetups and BiggerPockets.Good luck!

Ideally looking to refinance and pull cash back out after rehab.