One way to think about it could be to tokenize the properties and have the shareholders hold tokens in these properties combined with the right to use the properties that have shares in.I wonder how you would want to make sure that the numbers work. if it is just a matter of a number of people sharing the properties with each other, you could just do that on AirBnB, but if there ownership is to go farther, some more details would need to be revealed.Based on what you have described, I don;t really see an incentive for any investor to do a deal like that when staying in other countries can be done with VRBO or hotels, or AirBnB, or many other options.

Wait for mid term, mostly an HELOC From your town home will be sufficient for your next down payment or a few homes in GA.

Which states require filing, is there some level of income under which you are not required to file, etc...Also, in the same token, what about state filing for tax advantaged accounts (SDIRA or solo 401k)?

I feel like value-added opportunities would be easier in SFH over MFH for resales because families would purchase SFH differently from MFH which could be something to keep in mind in the long run as a safety net if you needed to sell because renting wasn't sufficient.

The formula for calculating DSCR is straightforward:DSCR=NetOperatingIncome(NOI)/TotalDebtServiceNet Operating Income (NOI) represents the property's income after operating expenses.Total Debt Service includes all debt obligations, such as loan payments, property taxes, and insurance.A DSCR ratio above 1 indicates that the property's income is sufficient to cover its debt obligations, while a ratio below 1 suggests insufficient cash flow to cover debt payments.Lenders usually have specific DSCR requirements, with higher ratios indicating lower risk for the lender.

If you are in an expensive state, having a separate LLC per property might be too expensive to justify unless the equity in a given property is sufficiently large.

If you show sufficient W2 income you should be fine. 

Our spreadsheet ninja is a NECESSARY but NOT SUFFICIENT condition for successful investing.

In addition, the owner of the home must not own more than three single-family homes.3) They are unable to provide sufficient documentation, such as the emotional support animal letter, that verifies the ESA is necessary for their health and well-being.4) The tenant provides fraudulent documentation attesting to their need for an emotional support animal (usually a fake emotional support animal letter).5) The landlord can demonstrate that making accommodations for an ESA would impose undue financial burden or logistical burden. 6) The animal is destructive to the property or displays threatening behaviors that could put other tenants or yourself at risk.7) The size or nature of the animal makes it impossible to house safely or humanely. 

If not - I'm stuck renting for another five years or so (not the end of the world) to save up that cash, while still maintaining a sufficient personal emergency fund as well as a rental maintenance fund.Lots of food for thought here and I definitely appreciate everyone's input.