And started to identify us as who will not make money and never succeed in life.My thoughts:- I don't mind paying $40K for real estate education; however, my reservation is their professionalism.

But it is more than down payment, it is also any reserves.  

To replace the roof on a home with solar panels, to maintain the solar panel warranty, you will need to use their company to remove the panels, store them safely during roof work, and then use their company to replace the panels and make sure they are working again.

When successful it is quite rewarding and can lead to favorable basis and financing opportunities but there are certainly risks and its important to have plenty of reserves and be realistic with time frames.

A balanced approach, combining financing with a cash reserve for stability, maximizes tax efficiency, inflation protection, and aligns with your goal of retiring sooner.This post does not create a CPA-Client relationship.

3) where are the necessary reserves?

Also, your DTI can sometimes be more flexible depending on your credit score or reserves, so it’s worth asking the lender about that.If your DTI is still too high, try looking at ways to lower your monthly payments or increase your rental income.

Ordinarily non recourse financing is reserved for larger stabilized assets that are low levered.

What if you stuck with your job making pizzas at Domino's and worked your way up to owning a store, then another, then another?

I tried using the promo code in the store, and it could not apply the promo code.