Some folks, assuming they have time and renovation experience, would use the $100k for a flip and leverage HML for the rest of the financing.Others would use $100k down to buy a $400k property and call it a day.It really depends on your goals and schedule.

Note that with a purchase or refinance, there are always going to be closing costs (typically higher on a cash-out refinance) and this restarts your amortization schedule. 

But the flexibility of your schedule, no boss or direct customers, and potential for a great year, and realistic expectation that you set make it all doable.   

@Hana Mori happy to connect any time your schedule permits!

AND to boot, you have a schedule of what-when.

They said they will share what the plans are to close the gap once all the funds are in but they are still moving out with the execution plan as scheduled so we shall see.

The heirs can go to the lawyer to schedule to bring the estate out of probate, than will be ready to be sold.

You will have a high percentage of people schedule showings and expect something nicer than the reality. 

You'll definitely want to prepare a "Schedule of Experience", which is basically a spreadsheet showing the deals you've done over the last 36 months or so.

Work from home flex schedules is not going away and large offices are not coming back.