The average for a 30-year fixed-rate slipped below the psychological threshold of 3.00%.

This paywall takes advantage of a natural human psychological emotion called the Sunk Cost Fallacy. 

@Anthony Wick When you agree with these types of “tax the rich” because it won’t effect me sentiments shown in this thread (I know you didn’t necessarily agree with it and you were just wondering how many people would really be effected by it) it has a psychological effect on you.

When you do an escalations clause, you are psychologically less attached to the house because you are saying you want it, but still trying to get it for less and less and there is no transparency in the process.

The photos can and should show action, not just static pics, and as things are getting competitive again lazy listers will be punished and those of us who put in effort for consumer psychology will stand out. 

At some point, debt panic would overwhelm my psychological ability to beat it back, and constant worrying about carrying that heavy load of debt would compromise my performance in other ways.

I'm not sure what your degree is in but this is ESPECIALLY true if you're getting a business/liberal arts/psychology degree.

That psychological phenomenon applies to real estate sponsors.

Will certainly be a psychological shift when the checks stop but you cash flow is solid.  

However, bear in mind that if you don't keep up w/ the market rent it will be harder to catch up in a few years (psychologically even it is challenging).