Non-recourse has less personal exposure, but you need a very strong balance sheet to secure this without bringing in a KP.

CA has more than half of the nations homeless/unsheltered persons. 

The FMR for a 6 BR house is over $1,800....one person's trash is another person's treasure!

Juggling between work and personal life can be tough, but having a property manager can take some of the pressure off and let you focus on your other priorities

While some strategies may work here, those strategies might not suit you.I don't personally do MTR, STR, co-living, or other nuanced strategies.

I financed this property using down payment funds from 403B and a local commercial bank. 15% down from personal funds. 85% down from community commercial bank. 3yr balloon, 20yr amortization, 7% interest rate.

This is our boilerplate language:Insurance: Tenant should obtain a renters’ policy of insurance on their personal property.

The cost to repair your vehicle, and perhaps the other person's car, will be WAY MORE than the cost of the insurance premiums you saved by not having insurance. 

I 100% agree with the intent aspect and that is an important premise, but the fact is in this particular situation intent for it to be personal use has been confirmed (by way of a public post).

But I don't know your personal situation and all the financial details.