(Keep in mind there are Fannie Mae maximums on the number of personal loans you can have - which is 10 per person.

I 100% agree with the intent aspect and that is an important premise, but the fact is in this particular situation intent for it to be personal use has been confirmed (by way of a public post).

Build connections with local professionals, talk to them in person, and value there time over yours.

I love talking personal finance and real estate investing so I would be happy to help.

Looking forward to meeting you all virtually sometime, or in person on a visit to PT. 

How many properties have you seen in person during these years you've been looking, but not buying? 

I spent many years managing myself and personally collecting rent checks. 

Partnering with local experts who understand zoning, permitting, and market nuances can help you avoid costly mistakes and maximize returns.If you're in a high-cost area, out-of-state investing can provide access to markets with better entry points and higher ROI potential.

While this job could be performed remotely, working with my peers in person for at least a year is important to me.

I tried to create rapport with the owner over the phone but waited to present my real agenda only in person.