Are there any options out there that won't tear away the margin on flips?

Especially if you're doing enough volume to get good discounts on products.

I funded a ADU project on a property, the city found a loophole to restrict ADU to lots of 17K or more and huge set backs (property line to housing wall). 

I mean come on!

I've separated out electricity but not water (never heard of sewer being separated) and I've always had separate gas meters on my properties but have separated the heating system on one.

@Lulu LueHUD has 2 online databases of lenders showing which ones have the most experience with 203k's. 

I love being on the other side charging everything possible on a credit card but there’s no reason to accept them.

My question is: how do you do that and comply with Dodd Frank, which imposes numerous regulations if you finance more than 3 properties per year to consumers who will reside in those properties?  

It saved my quite a bit on interest costs.

Today I would probably figure out to make money online with AI, that's an opportunity that did not exist in this form.