Many realtors are not going to work in low value asset areas as those are generally rougher neighborhoods that are probably deemed to unsafe especially for a single women agent to be out there.

With HML at least you in theory can vet the property and keep a low LTV to ensure you can be made whole.

If you’re just going to do one or two flips a year keep your costs low.  

All original tenants were long term low rent tenants.

One with low cash, one with some owner financing and a little less price. 

A a low-temp sensor be added for you to be called if the temp falls below 55º ?

HelloOver saturated STR in Ohio markets have caused many STR to drastically lower costs to as low as  $100 for entire bedroom home.My are higher and I'm not competitive with the lower cost Abnbs.I also feel hotel industry are mass building new hotels to compete with str. 

There is an abnormally low amount of new construction occurring on the coast in comparison to the demand and the existing inventory can be quite dated, especially for those coming from areas like California.

I have actually cashed out a lot of my IRA now bc I have so much depreciation from RE that my tax bracket is very low and the taxes to pay on the IRA withdrawal are also pretty much non existent (taking aside the penalty). 

With a low 4.75% rate but minimal cash flow ($50–$125/month), your equity could likely work harder elsewhere.