hello BP familyMy name is Stefan Chirila and moved in California from Romania in 2011. happy to be here and finally taking  my first action and come on board.I am 32 years old, did sport at the highest level all my life, I am married and Civil Engineer, when I moved in US I started working as a labor for a small construction company(didn't have rights, and not shame about that), throughout time I learned the language and got my rights and equivalent my degrees and eventually started to work in construction management as an assistant Superintendent for a very big GC, everything is good happy with my job with my growth in US in a very short time, but always had in me the filling that I can do more then just working hard and make money for someone else, always dream about financial freedom, never actually took actions in that direction. 

I got a business degree that emphasized real estate.  

I am pretty sure they have in their employ someone with a degree in new home marketing or packaging or some such  field and they have the selection of interior finishes for spec homes down to a science.  

I am risk averse so I hold at least 6 months worth of mortgage payment as reserve - if a tenant leaves for whatever reasons, at least I'm covered to a certain degree.

Their actual material cost are 20%, this is also a straight install, if you have too many corners, flight of stairs, use glue, tacks strips, floor preparation of any degree, etc, they are always extra; they rely on those factors to regain their money too.

I'm a recent college graduate with a degree in math and economics. 

Optional - Get a college degree in real estate ( Florida International University and University of Florida offer fully online degrees in International Real Estate and Real Estate Finance).  

I've always had this dream of buying and flipping houses with my wife, who is currently an RN and pursuing her Masters Degree.

I know of one that invests in notes, the discount and due diligence really helps reduce the risk, but of course any investment carries a degree of risk.

Majoring in Finance, I returned home to complete my Bachelors Degree at California State University Bakersfield.With my degree in hand I wanted to extend my reach in the community so I started my Real Estate company Synergy Real Estate in January 2016.