@Holly Thorsen see above for potential challenges tapping your equity in the rental.You only need 5% down for a regular mortgage, 3% down for an FHA mortgage - so why don't you have the funds?

You will also start paying down more of your principal and in those 10 years rates could fall giving you an opportunity to refinance. 

These closures raise an important question: why are large, purpose-built supermarkets shutting down in urban areas?

@Kristian Forbes Short of doing another house hack or negotiating the purchase price down a fair amount, I think that's going to be a tough one to make the numbers work.

Other than that it's a pretty clean package. 200k down, 720+, 60> ltv owner occupied.  

And right now, I am going to tear it down in 2025 and build a new house as my primary home.

been working to wrap my head around depreciation and I have had a puzzle I am still sorting just because I refinanced last year.

If it discharges 5 foot from the building and there is a low spot running back to the building, then it is going down hill back to the building.

You can buy a rental house, put $60,000 down and you will have to get a non-recourse loan for the rest of the mortgage.

I have been narrowing down some markets and trying to explore/research more and network.